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pamela.harris
Joined: 27 May 2010
Posts: 1
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 Posted: May 27, 2010 9:45 am Post subject: car insurance rates going up |
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Just finished talking with my carrier. My car insurance company has increased rates by $110. Though I have a clean driving record, no claims so far, they say rates have gone up. Have the general auto insurance rates really gone up? What should insurance for a 2008 Honda
Civic typically cost? |
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tasted
Joined: 04 Jun 2008
Posts: 217
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| Posted: May 27, 2010 2:13 pm Post subject: |
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all I can tell you is that I have a clean driving record, drive a 2000 Chevrolet Cavalier Z24, and my insurance is $150 a month with NO collision and NO comprehensive - too effin' expensive and not worth it given the insurance costs about the same as the car on an annual basis as it is.
And that is the price with a 20% discount for having home insurance with the same company, and another 5% discount for having a 2 cars in 1 household insured with the same company.
It's disgusting.
Last edited by tasted on May 29, 2010 10:28 am; edited 1 time in total |
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midnightsky1686
Joined: 06 Nov 2004
Posts: 1546
Location: Seattle
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| Posted: May 27, 2010 8:18 pm Post subject: |
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My car is insured for the minimum and has been totaled twice by people rear ending me. So my insurance is pretty low. My car is in a policy with 3 or 4 other cars.
My brother's car is from 95 and has not been totaled and his car is much more to insure though, and he is in the same policy as my car.
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synofthecity
Joined: 08 Apr 2004
Posts: 542
Location: Columbia, SC
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| Posted: May 28, 2010 7:16 pm Post subject: |
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Voici mon secret. Il est très simple: on ne voit bien qu'avec le coeur. L'essentiel est invisible pour les yeux.
Last edited by synofthecity on Jan 19, 2013 7:27 pm; edited 1 time in total |
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silverfish2007
Joined: 10 Apr 2004
Posts: 2060
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| Posted: May 28, 2010 9:51 pm Post subject: |
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i think rates have a lot to do with age, possibly. i have a brand new (2010) nissan sentra and my insurance is $350/6 months. no accidents or moving violations (or even a ticket) and im 30. we also have miultiple vehicles insured with them (two cars, a jeep, one classic car, three vintage and one modern scooter, and 2 motorcycles) and our house.
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smalltowngirl
Joined: 11 Mar 2005
Posts: 3180
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| Posted: Jun 14, 2010 9:32 pm Post subject: |
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| What state you are in also makes a HUGE difference. |
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scaredsi11y
Joined: 08 Apr 2004
Posts: 3286
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| Posted: Jun 15, 2010 8:38 pm Post subject: |
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| smalltowngirl wrote: |
| What state you are in also makes a HUGE difference. |
No kidding! I'm in Michigan, which has notoriously high rates. My partner and I pay $65/month for basic PLPD insurance on our 2002 Kia Rio. We drive about 350 miles a month (this is reported to the insurance company when they ask about usage, so I think it's relevant). We are both over 25, with no accidents/points. I have done quite a bit of shopping around, and this is pretty much the lowest rate I could find.
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randyolson
Joined: 12 Apr 2010
Posts: 12
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| Posted: Jun 21, 2010 7:33 am Post subject: |
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| Mine haven’t. Thank God! Shop around and if someone quotes you lower rates, ask your present company to better them. They usually do it! Who are you insured with? I have my home and car insurance with The Hartford. |
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PurpleDoor
Joined: 07 Apr 2004
Posts: 4556
Location: California
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| Posted: Jun 25, 2010 12:58 pm Post subject: |
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| Hmm, my car insurance rates actually went DOWN a little last year (and are remaining about the same this year). I agree that insurance costs vary a lot by state. When I moved to CA from NC, mine took a big jump. I have a pretty basic policy right now on a 98 Ford Taurus and it costs me about $550/yr (I get a bit of a discount for having my home insurance through the same company). |
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